“Out-of-Network” Insurance Benefits
I’m an “Out-of-Network” Provider for all major insurance companies.
OON benefits allow you to seek health care from any qualified, licensed provider. It has a separate deductible from In Network, and the general cost to you is higher. Clients pay for therapy at sessions, and with receipts I provide, submit the required form to your company for reimbursement to you after meeting the deductible.
HSA (Health Savings Accounts)
Do you have an HSA account with your employer? You may use your HSA checks and/or debit (Visa/MC) card as immediate payment.
Or the receipts I give you can also be submitted to your HSA plan for direct reimbursement to you.
Either way, using your employee HSA account is a great way to obtain the therapy you want, with a therapist of your own choice, with dollars you have set aside pre-tax. If you are offered an HSA option as part of a benefits package, I encourage you to take part!
Many of my clients pay for their therapy personally. Private paying clients choose not to involve insurance companies in their mental health care, period. They are willing to take the time to consciously seek out a therapist, someone they know to be experienced, effective, and who shares their own personal or spiritual values.
Health care policies change rapidly. As policy deductibles have skyrocketed, some clients find that paying for therapy themselves is a simpler, more personal process to manage while giving them complete control over how their information is shared with third parties.
My Commitment To You
I am committed to providing all my clients with the highest level of privacy, quality care and personal service I possibly can. When you contact my practice, you will speak with me, and find that you will be able to schedule a first session within days or weeks instead of months. Because I don’t have contracts with insurance companies, your personal information shared in session will never leave my possession without your express, written permission.
As an individual, independent private practice, I can better devote my time to my clients and their care. I trust you will notice the difference.
Hourly rates provide the greatest degree of scheduling and financial flexibility for therapy. Fees are payable at each session by cash, check, or bank debit/credit card (Visa, MasterCard, Discover or American Express.)
Individual Therapy $140 (50 minutes)
Couple / Family Therapy $175 (50 minutes)
Prepayment Cash Discount
Some clients may prefer to pay ahead or pay less frequently. I offer a 20% discount on 4 or more 50 minute prepaid sessions by cash or personal check. A 16% discount is available for those using credit/debit cards. Fees are payable at the first of the scheduled discounted sessions, and must be used within six months. No refunds will be given for any unused sessions.